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A house or place of living is merely a roof over our heads, until and unless we make it a home. We are in the business of helping people make a home their refuge – somewhere you look forward to returning to at the end of the day. If you’re looking for a way to renovate or refurbish your home, but am worried about the finances behind it, here are some tips on how to make renovation loans work for you.

1. Know what you’re getting yourself into -Just like take a car or house loan, renovation loans have flexible amounts and repayment periods to them, subject to terms and conditions. So, plan out your annual budget and you will then know how much monthly payments/instalments you can make, and for what period of time. That way, you won’t be getting yourself into a renovation loan that will unpleasantly shock you with the payments at the end of every month.

2. Know the extent to which you want your renovation/refurbishing to go -No one likes to have their lives messed up every 2-3 years with renovations and refurbishing, so determine how big or small of a renovation work you want, as it may be the only one you want to do for maybe the next 6-10 years. It could be a complete makeover, or just small touch-ups here and there. It could be on just one section/room of your home, or various parts but with purpose and intention. Once you have determined this, then you will be in a better position to know what sort of renovation loan suits you.

3. Find a renovation team that will work with your budget -While you don’t want to be pressured to do renovations that will cause further financial strain or headaches in the future, do hear out the plans that an interior designer or renovation team may have. They definitely have more experience than you in renovations, so just make sure you find an easy-to-work-with designer, carpenter and renovation team whom you take advice from, but don’t feel pressured by. It takes two hands to clap so make sure you get the renovation team on your side before securing your renovation loan.

Get advice from our friendly interior designers to see how we can fit your budget and renovation loan. We are in to all types of home renovation! DM us at our Facebook page or find our contact details here.

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Get started today with an obligation free home interior design quote today! Call us at +65 9681 1131 or request a callback from one of our Interior Designers below.

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113 Eunos Ave 3, #03-03
Gordon Industrial Building

HDB Reg. No: HB-04-4506H
UEN No.: 201332434C

T: +65 8344 0603